Legal notice

Publisher

Viky is published by a private individual on a non-professional basis. As French law allows for non-professional publishers (loi pour la confiance dans l'economie numerique, article 6-III-2), their identity is held by the host named below rather than published here.

Contact: founder@viky.cash

Host

Vercel Inc., 440 N Barranca Ave #4133, Covina, CA 91723, United States. The application runs in Vercel's Paris region.

The database is provided by Neon and runs in Frankfurt, Germany.

Who Viky is for

Viky is for adults. The person who offers a gift and the person it is for each confirm they are 18 or older when they make their account. Viky does not check an age itself; the card service checks an identity document the first time a card pays.

What Viky is not

Viky is not a bank, a payment institution or an investment service, and nothing on it is financial advice. Money placed behind a goal is held by a published program on the Monad network under rules both people can read on the judges page. Buying with a card is done by Rampnow, Ramp or Mercuryo, on that service's own page and under its own terms.

Viky is software, not a service that keeps your money. Everybody signs in with their own passkey, on their own device, and each gift sits in the published program under the terms the person who offered it signed. Nobody here signs for you.

The people who run Viky hold the program through an account that needs two of its three keys to sign. With it they can do four things: stop new gifts being offered, pause the readings, change the key that signs what a reading found, and add a goal a gift can be made on. On the program gifts are made on since 2 October 2026, each is bounded: a pause ends by itself after seven days and cannot be sent again for seven more, a new key stands a day after it is announced, and a goal once added is never changed. On the earlier program, which runs the gifts it still holds, none of those bounds exists. Each of those is public, and the judges page reads them from the program itself.

No part of the program lets them move a gift's money, keep it, or send it somewhere else. What is not earned goes back to the person who offered the gift, to the account they named when they offered it, and anyone at all can ask for that: the program will send it nowhere else. What is earned leaves only when the person the gift is for asks for it, signed by them.

One limit to that, said in full on the judges page under "Our own key". A reading counts because Viky's own key signed it. Whoever holds that key could sign a reading nobody made, which pays the person the gift is for what should have gone back to the person who offered it; or sign one far above the truth, after which no real reading counts and the rest goes back to the person who offered it. On the earlier program that key could also open a gift nobody had opened yet and take it; on the program gifts are made on since 2 October 2026 it opens nothing, and a gift's first reading is signed by the person it is for as well.

What a pause does to a day. On the program gifts are made on since 2 October 2026, a pause holds every open day and cannot take one away. On the earlier program a pause only stops the readings of a daily gift: a day whose time to be caught up has passed still goes back to the person who offered it, pause or not. A pause never sends money anywhere else.

Where money can leave depends on the service that pays it, and each way out names its service as that service publishes itself. Your bank: to your bank account, through Ramp; from its own payout-methods list and asset page, read 16 Sep 2026. Your card: to your card, through Mercuryo; from its own list of currencies and help centre, read 16 Sep 2026 (payout countries 15 Sep 2026). Which countries a service pays in is its own published list and not ours to change; the screen that sends money out says, on each way, where it is shut.

Mobile money: a payout to a mobile money number, through Switch Labs, $200.00 at most per payout and $500.00 a day per account. The countries and the operators are Switch's own, read when the person chooses.

One more way: a phone top-up, credit or data, or a gift card, bought on Bitrefill for the person with their own money and sent to the number they give, or shown to them as a code. It is offered wherever Bitrefill sells a top-up for the number's phone company, or lists a gift card that works in the person's country: Bitrefill's own lists, read when the person chooses.

This route is the one exception to what is said above about money, and it is bounded. For a top-up or a gift card, Viky holds the person's money in its treasury for the time it takes to pay the order, within its ceilings: five orders and $500.00 a day for everybody together, and $50.00 a person a day. If the order fails, the money is sent back by itself, when the order is next read and at the latest by the next daily pass. Every order is written down, one line each, from the money received to the top-up or card delivered or the money sent back. When Bitrefill or Viky's own means cannot pay for an order, the screen says so at that moment and nothing is taken.